Payday Loan Lenders Information

Payday Loan Lenders Resource

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Do payday loan lenders have to work with you? I live in Oklahoma and have found myself in payday loan debt. I had to close my checking account due to me losing my checkbook. I cannot afford to repay them all at once and one place told me I had to pay 50% at a time. That is 250!! It is completley stressing me out!! They call me all the time. I was wondering what the laws are here and can they sue me or will it be sent to collections? I am just trying to figure out the best solution and fast!!!!!!!!!!!

wisegirl74 replied: "I know there are laws out there to protect you from this predtator find some free legal counseling around your area and see what say about that. The will send you to collections and they can ultimately sue you....but you and your family are more important than these people so don't let them take away your sleep, change your phone number."

Doctor Deth replied: "Didn't you read the rules when you got the payday advance - I'm sure everything was spelled out in writing - of course they can sent it to collections - why is paying it back in halves so outrageous? - normally you have to pay it back in full with your next paycheck after getting the loan"

burymeinblack replied: "The laws vary state to state, and the application of the laws depends greatly on each payday loan company. The contract you signed when you took out the loan would be the best place to start - it should have all of the terms fairly easily laid out. At the payday loan store I work at in AZ, we do our own collections for a few months, and then if we can't make contact with the customer and they never come in to make any payments, we send them to an outside collection agency - at that point is when it would probably affect your credit. For our locations in other states, I know that they skip the collection agency altogether and just take the customer to small claims court. I would advise you to definitely stay in contact with them and make the largest payments you can make, even if that means borrowing money from a couple of family members. You really don't want to be sent to a collection agency or taken to court, because neither of those are very attractive options."

Resource on Payday Loan Lenders? Does anyone know any other good resource where I can find Payday Loan and Payday loan lenders, no fax loan, bad credit loan or even just the local unsecured loan? I only read a few interesting information here...http://theseomaster06.blogspot.com/

Bill C replied: "Are you aware the amount of interest these vultures charge?"

Michael M replied: "bad credit. accept my cash dot com used to work there. $300 and with fees you will pay close to $550. also 2 weeks repay. if you do not have the cash in your check acct, they will bang it a few tiems and you will have insufficent fudnd fees. they are a ruthless buch. they also offer a credit card. $300 credit after fees you have about $30 dollars. and they add monthlyu charges on the card. they are no different than any scmmmers. sorry. they will nail you every time."

legitimate payday loan lenders? are there any legitimate payday loan lenders out there. I dont want to be scammed. thanks

Cynthia M replied: "NO THERE IS NO LEGITIMATE PAYDAY LOAN LENDERS. DONT DO IT YOU ARE SETTING YOURSELF UP FOR MORE DEBT DO NOT DO IT !!!!!!!!!!!!!!!!!!!!!!!!!!"

ibu guru replied: "Legit? Absolute none. Guaranteed financial disaster for you. Don't even think about it. It'll turn you into dead meat -- and the vultures are circling you just for posting such a question here."

Rick L replied: "My opinion is that the prudent thing to do is to just ask a friend for a little money. I would try this site: Good luck."

Micheal Takel replied: "I have got mine from. Just try your luck."

Jerry J replied: "Spotya.com they are a legitimate payday lender so they lend to you directly. Plus they have the lowest rates online!"

who are some good payday loan lenders? We are needing cash fast and I would like to know who a good lender is to go to.

David M replied: "That's an oxymoron. "Good" and "payday loans" should never be used in same sentence. There is no such thing as a good payday loan. My advice, don't do it. Better to fall behind a little bit in your credit card bills, utilities, rent and everything else rather than take on a payday loan. If you're already behind there, you have problems too big for a payday loan to help. In the meantime, cut way back on expenses, do not buy anything you absolutely do not need, do not eat out, drink or smoke. Cut to the bone. Get a part time job to help out. But do not take out a payday loan."

mister ed replied: "there is no such thing as a good payday lender!!!"

Abagail W replied: "People are so judgmental. i've done payday loans before. I only take them out knowing i can pay them back. No bank is going to give me a loan or credit card company. If my family had money to borrow or give they would help me. Sometimes you do what you have to do. for instance your transmission in your car goes? Can't go to work without wheels. ( I live in the country) Payday loans have helped me. I know you pay a high interest rate, but for some people it's the only option, To the question, Cash advance america was very good to me they gave me 500, with a pay down figure every month, however here in pennsylvania, the company got sued and now will only except certain payments , like 20.00! (a month) . however, they do business in most states except Pennsylvania. Another was B & L Marketing. I took out 250, and payed 325 back within a month. If you find a good lender with cheap fees that's the best way to go. i've also searched the web ( yahoo, google, etc.) under "payday lenders with cheap fees". Sometimes for first costumers the give even cheaper rates. I hope this helps Don't be ashamed to use payday loans, as long as you pay them back your fine. High interest or not, sometimes that's the only means for people. when your pay check is tied into everything else and something unexpected comes along, it helps"

Where can I find a real payday loan leander online fast? I need money now and my credit is bad.I'm having a hard time trying to get a payday loan online,and within a few hours.Can someone give me a few payday loan lenders online that deposit money the same day?Please be a real lender.

Rule of thumb replied: "Do not do it get it from anywhere besides payday lenders you will end up paying 300% of the loan in the end."

momo replied: "Some of the best reputable ones that I have used before are paydayone.com and thinkcash.com... they don't do the same day but they do next day so good luck with those... I have used them both. I've also used ameriloan.com but just know that the interest is pretty significant on those loans."

Amelia G replied: "You might have to reasearch more options, bad credit haunts a lot of people."

ibu guru replied: "You have no idea what it is to be short of money and have bad credit until a payday lender gets finished with you. You will owe at least triple what you owe at this moment & be hounded by collections. Plus the`whole world will know you were stupid enough to get a payday loan. It's Sunday, and you aren't getting money anywhere today. Stupid gets you dead these days. Learn how to manage your money, get a grip on your finances, clean up your credit. You do not have any time or the luxury of making any mistakes in this economic climate. Wise up or you are food for vultures -- and they are already circling. Just look at some of the scams you attracted just by posting here."

The Dave replied: "These companies are modern day loan sharks. Thier ridiculous APR...usually about 450%...would be against the law, but they get away with it by calling it a "fee". Always in low income nieghborhoods...really scummy stuff..."

Dwayne A replied: "I think that the recommended thing to do is to just ask a relative for some cash. Cash advance loans are quick but also very expensive if you pay late so pick your poison and pay it off early if possible. The site I recommend is: Good luck."

Lexi replied: "If you are not prepared for a financial emergency, you are not alone. Most double and single income households do not have the resources saved to protect themselves in an emergency! Behind on a monthly utility? No big deal for some, but for those who are just a short time from payday, the costs of paying for utility re-connects far outweigh the cost of most payday loans. So, why not just kite a check? Now you are facing the possibility of the check bouncing and having to pay the bounce fees (usually very high)."

Amenda D replied: "Hi, if you are from UK,you can apply here for a payday loan. no credit check is required, only you have to have a job in your hand."

Kate J replied: "HI my name is KATE JOSEPH i am from SOUTH CAROLINA, want to give you a friendly advice on the best international loan company you should contact for help,DO YOU HAVE BAD CREDIT? ARE YOU HAVING DIFFICULTIES GETTING A LOANS? THEN CONTACT SKY loan company FOR FRIENDLY & CONFIDENTIAL ADVICE amd help you consolidate your debt and more, they offer loan at a very low interest rate and fast process and fast transfer,skyloan company has help my husband and i for a house loan and i think they we be of great help to you. contact them now tell them Mrs KATE refer you to them"

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Jerry J replied: "If you want it the same day you will pay much more in fees, but here is a site with some lenders who loan to people with bad credit "

Laurie replied: "Ace Cash Express has helped me a few times. As long as you can afford to pay the loan back with your next paycheck, the interest isn't that bad. I think I paid $50 on a $500 loan. That doesn't seem unreasonable to me at all. Plus I was able to get the loan quickly, without any hassle. They don't check your credit, and it can actually help your credit. Good luck!"

Looking for a payday loan lender that would wire me around $200 dollars by western union or money gram? Looking for a payday loan lender that would wire me around $200 dollars by western union or money gram a.s.a p

sucka for love replied: "oneclickcash.com you get the money by the next day. only do it if its a real emergency!! the interest is crazy."

M. replied: "spotya.com will get you the money the very next day and they have the lowest rates around."

Andrew W replied: "http://www.paydayloansprovider.com provides a good service. They match you with a good lender and get you your money fast."

John l replied: "ericka t, Be careful if you need to apply for an online payday loan. Each state has different laws and regulations, and I'm not familiar with the all the rules and regulations. Try contacting a local cash advance office so you can get help before taking out the loan."

Looking for a direct payday loan lender that does not deal with other sites I'm trying to get a payday site that I can deal with directly and not one that when you fill out the application they direct you to other site.

Miles C replied: "http://search.yahoo.com/search?p=project+payday+scam&ei=UTF-8&fr=moz2"

can a payday loan lender take you to court for an upaid loan? in illinois

Daniel K replied: "Yes. Any lender can take you to court and get a judgment against you for an unpaid loan. You can also go to court and ask for bankruptcy protection."

denbow_flow replied: "bankruptcy is not a good option for you, that would damage your credit for 7 years or even more. Talk with the lender and make an agrement with him about the payments that you own that is yous best option"

Homer replied: "Yes. They will also ask the court to award penalties, and interest in addition to the original debt. Lousy fancy lawyers, and egg head judges. It's was Payday loans mistake for giving you money in the first place. And why should you pay for their mistakes!"

Eric replied: "I bet if you stayed in contact with them (i.e. didn't avoid the collection calls) they will work with you. I'd be willing to bet they will settle with you. Never, ever get a payday or title loan!"

Sigurd H replied: "Go to where you bank and discuss a payday loan loan with them. In emergencies, often a bank is more understanding than you might think . Sometimes the Salvation Army will pull through as well,if you have one in your area. Take time to look into your community for support, but some people don't have all the options that come with an understanding community."